The conditions for obtaining a credit card are one of the most common topics that we come across both in the comments and in the e-mail content sent to us. Taking this into account, what are the conditions for obtaining a credit card for you? How can I get a credit card? What are the requirements to get a credit card? we will try to provide answers to such popular questions through a single guide. In this article, we will go into all the details of the conditions for obtaining a credit card, we will allow you to find the reason why you have not been able to get a credit card so far, and on the other hand, we will offer various suggestions for those who will apply for a new credit card.
What are the Conditions for Obtaining a Credit Card?
What are the conditions for obtaining a credit card? let’s present the answers to his question in the first place in the form of articles and try to go into detail later. Basically, what are the conditions for obtaining a credit card? we can answer your question with the following items;
The first requirement for obtaining a credit card is to have a documented official income. Although there are exceptions to this, the vast majority of banks allocate credit cards only to those who have a documented official income.
Another of the conditions for obtaining a credit card is to have a good credit rating. How many findeks notes should I have to get a credit card? the reason for the emergence of style questions is also due to this. There are also some exceptions in this article, and we will touch on them in more detail in the detail section.
In line with the LKS limit set by banks, the maximum credit card limit that each individual can receive is determined according to their income, and exceeding the LKS limit affects new credit card applications. No credit card limit can be more than 2 times the income in the first applications and more than 4 times in the following years.
In order to get a credit card, there must be no record of foreclosure, execution, bankruptcy, account block, administrative or legal follow-up.
Another aspect that we can offer as a condition for obtaining a credit card is that the person has passed the age of 18. The statements that only citizens of the Republic of Turkey can get a credit card are invalid. Domestic resident foreign individuals have the right to receive credit cards from banks operating in Turkey.
Paying October 3, 2019 – The current credit card, KMH (additional account) and the performance shown in the loan payments is an important factor in the conditions of obtaining a new credit card. If paying for these products that you are currently using is not regular and timely, your credit card applications may be rejected because you cannot meet the conditions for obtaining a new credit card.
How Many Findeks Notes Should I Have to Get a Credit Card?
How many findeks notes should I have to get a credit card? What should be the credit rating to get a credit card? How many points are required to get a credit card? Although there are many questions that come up in our form, we can say that there is a common answer to similar questions. As we have mentioned in our previous contents, credit rating is one of the most effective methods for individuals’ credit relations with banks and shows your personal loan paying performance. the findeks credit rating, which ranges from 0 to 1900, gives a person prestige with banks as it increases Decisively. Therefore, keeping the credit rating high is extremely important in terms of meeting the cash needs that may arise through banks.
Let’s come to, what should be the credit rating to get a credit card? to the question. Banks want their customers to whom they will issue credit cards to be at least in the medium-risk or low-risk group. The probability of people in the risky group getting a credit card is as low as 5%. So, to get a credit card, the credit score must be at least 1000 levels. If your credit score is 1000, it is not the case that you will be able to get a credit card from every bank. As you can imagine, the lower you are in this table, the more likely you will get a credit card.